招商永隆信用卡係官方 CMB Wing Lung Credit Card 頁列出嘅 standard credit-card / umbrella entry，頁面明確列 CMB Wing Lung MasterCard Platinum Card，主打 HK$1 = 1 Bonus Point、12,000 Bonus Points = 1,000 Asia Miles，以及 MasterCard Platinum 首 5 年免年費。
迎新優惠
- 新客戶迎新及 Apply Now 流程需核實官方頁 / application flow
回贈率
| 類別 | 回贈率 | 上限 | 備註 |
|---|---|---|---|
| 一般簽賬 | HK$1 / RMB1 = 1 Bonus Point | 需核實 | 以 CMB Wing Lung Bonus Point Program 為準 |
| 亞洲萬里通兌換 | 12,000 Bonus Points = 1,000 Asia Miles | 需核實 | Bonus Point Program 指 12 points = 1 mile，minimum redemption 1,000 miles；手續費需核實 |
年費豁免條件
- CMB Wing Lung MasterCard Platinum Card cardholders 首 5 年免年費（需核實）
- 其他卡種年費及豁免條件需核實 KFS / service fee
重點優惠
- 官方產品頁列 CMB Wing Lung MasterCard Platinum Card
- HK$1 = 1 Bonus Point，可換 cash coupons / gifts
- Asia Miles redemption：12,000 Bonus Points = 1,000 Asia Miles
- 此頁定位較接近 umbrella / shell，應避免同 招商永隆萬事達卡白金卡、招商永隆Visa白金卡、招商永隆World萬事達卡 重複比較 reward 數字
申請要求
- 最低年薪：需核實官方 KFS / application form
- 居港要求：香港居民
- 信貸記錄：一般
備註
- Iteration 103 補官方 Apply URL、KFS、service fee、Bonus Point Program / Asia Miles redemption evidence；仍保留 umbrella / shell 定位
- WebFetch 官方頁未抽到收入要求；KFS PDF 及 service fee 需人手核實
- 數據由官網及公開資料匯入，未經人手核實（
verified: false）
來源
- source_url: https://www.cmbwinglungbank.com/wlb_corporate/hk/personal/credit-card/credit-card-products/wlb-credit-card/index.html
- apply_url: https://www.cmbwinglungbank.com/ibanking/XxPopUpProcCind.jsp?ff_uri=/ibanking/WlbLogonServlet%3Fdse_operationName%3DCoApnCrcardApplyProc%26dse_processorState%3Dinitial%26dse_nextEventName%3Dstart%26mcp_language%3Den%26CustomerType%3D0%26dse_parentContextName%3D%26mcp_timestamp%3D1387771493425%26En&ff_language=En
- kfs_pdf: https://www.cmbwinglungbank.com/wlb_corporate/files/en/upload/personal/credit-card/Credit_Card_Key_Fact_Sheet_EN_20170930.pdf
- service_fee: https://www.cmbwinglungbank.com/wlb_corporate/hk/about-us/service-guide/service-fee/index.html
- bonus_point_program: https://ac.cmbwinglungbank.com/wlb_corporate/hk/personal/credit-card/other-privileges-and-information/bonus-point-program/index.html
- bonus_point_redemption_form: https://ac.cmbwinglungbank.com/wlb_corporate/files/en/upload/personal/credit-card/2.7.4.1-bonus-point-program-switching-form.pdf
- asia_miles_redemption: https://www.cmbwinglungbank.com/ibanking/XxPopUpProcCind.jsp?ff_uri=/ibanking/WlbLogonServlet%3Fdse_operationName%3DNbCRCBonusPointProc%26dse_processorState%3Dinitial%26dse_nextEventName%3Dmiles%26mcp_language%3Den%26CustomerType%3D0%26dse_parentContextName%3D&ff_language=En
- as_of: 2026-05-19（待人手核實 KFS / service fee / rewards 條款完整內容）
相關
- 同類卡: 招商永隆萬事達卡白金卡, 招商永隆Visa白金卡, 招商永隆World萬事達卡, 招商永隆Xcite Visa白金卡, 招商永隆銀聯雙幣白金卡, 招商永隆Affinity Card
- 比較: tag-miles
- 銀行: 招商永隆銀行 信用卡
資料更新於 2026-05-19